Insurance Information
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Water damage occurs when water gets into your home other than through the overflowing of a body of water. Several common water emergencies are covered, but there are several fine print conditions that often must be met. When you know what your water damage policy covers, you know what language to use to describe the situation for your claim to be approved. Inaccurately describing your home as “flooded” may disqualify your claim. Providers in the King Dry network are experienced with homeowners’ insurance policies and flood insurance policies to help you properly file your claim and get the maximum reimbursement/coverage of recovery and cleanup costs.
Common types of Water Damage
- Water Damage from Burst Frozen Pipes
Most insurance policies cover you for burst frozen pipes; however, if you went on vacation and failed to turn on the heat in your home during subzero weather, your claim would most likely be denied due to your failure to anticipate the events, thus causing the damage.
- Water Damage from Overflowing Appliances
Most insurance policies would cover an overflow of your washing machine that floods your basement. However, the insurance company may make a case for the improper maintenance and upkeep of the washing machine- in which case, the washer’s replacement parts would not be covered by your insurance.
- Water Damage from Leaky Roof
Your insurance would likely cover your water damaged home and furnishings, but would not cover the cost of repairing your roof because that is considered a regular homeowners’ maintenance responsibility.
- Water Damage from Leaky Pool
Your insurance would cover leaks from your pool that end up damaging and flooding your basement; however, if your lawn got damaged in this particular scenario, the lawn would not be covered.
Our professional estimators are experts in cleaning up water damage AND assessing reconstruction needs for structures that have suffered a loss due to water, fire, mold or natural disaster. We utilize state-of-the-art equipment and software to present a detailed scope of work to your insurance claim adjuster.
We will provide all documentation needed to justify your water damage insurance claim
Learn more about insuring against property damage at KingDryInc.info
